Historic Red Rocks

Red Rocks
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FOR CONSUMERS

A Few Short Notes We Wish To Share With You

WE REALLY  DO WANT TO WORK WITH  YOU

Please don’t be afraid to communicate with us. We really do want to help you get out of debt. Our clients are just as anxious to reach a resolution with you as you are. If someone owed you money, you would want them to communicate with you and work with you. We are exactly the same.

 

We understand that these are very difficult times for so many people. We and our clients are truly willing to work with you. Please do not be afraid of us. The people who work here are consumers just like you; with families and problems just like everyone else. We know that you have the right to send us a “cease and desist” letter. Please understand though that when you do that, our client may have no choice but to exercise its judicial rights and remedies, which means suing you. Think about that person who owes you money.......if they refused to even communicate with you, and you were willing to communicate with them, what else could you do?  

 

•Please understand, that if you don’t communicate with us, then you really leave our client no choice but to consider suing you even though that is NOT what they would prefer to do. 

TO MAKE A PAYMENT

To make a payment on line, go to "MAKE A PAYMENT" ON OUR HOME PAGE.

To make a payment easily and confidentially by phone, call 303 768-0200, choose the first prompt, PRESS 1.

 

DEBT SETTLEMENT/MANAGEMENT COMPANIES 

A. Please be aware of companies that promise you they can settle all your debt at large discounts. Think about if someone owed you $3,000.00 for example. What would you think if we promised that person that you would accept $1,000.00 to settle that debt when we’ve never even spoken to you about it?

 

B. Debt settlement companies can’t tell you what our clients will and won’t do with respect to resolving your account, or with respect to lawsuits and litigation before talking to us. And we will tell them exactly the same thing we would tell you. We have heard from so many consumers that their debt settlement company told them that they wouldn’t be sued or that they did not have to worry about anything as long as the consumer hired them. Once again, they just can't tell you what our clients will and won’t do any more than we could tell that person who owes you money what you would or wouldn’t do without speaking to you first. And again, we will tell you the same thing we would tell them.  They can't get you any better resolution than you can get yourself.

C. Chances are you will have to pay a fee to the debt settlement company. We have spoken with so many consumers who have paid fees to debt settlement companies and whose debts are not settled. They are very unhappy because they know they could have used that fee to pay their debt. They’ve paid lots of money in fees to a debt settlement company who did not pay their debts as promised.

 

D. There is nothing that the debt settlement company can do that you can’t do yourself. The debt settlement company is not going to be able to get any better resolution for you than you can get yourself if you talk to us.

 

•Please also understand that telling us that we cannot communicate with you and that we should communicate with a debt settlement company does not mean that you won’t get sued, regardless of what the debt settlement company tells you.

 

•Federal law may require that we provide you with the following information: This is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.